Our history
At Standard Life, we’re proud of our heritage. We’ve always evolved to help our customers in the best way possible.
Today - Our future with the Phoenix Group
Standard Life Assurance Limited is proud of be part of the Phoenix group of companies, the largest long-term savings and retirement business in the UK. This helps us serve our customers in new ways, while staying true to the values that have always driven our company.
2018 - Phoenix Group acquire Standard Life Assurance Limited
The Phoenix Group purchased Standard Life from Standard Life Aberdeen in 2018, entering into a strategic partnership and working together to deliver Standard Life products and services.
2017 - Merger with Aberdeen
Standard Life merged with Aberdeen Asset Management in 2017 to create Standard Life Aberdeen.
2006 - A public company
98% of our members voted to demutualise in 2006. Standard Life floated on the London Stock Exchange six weeks later.
1990s - Europe’s biggest mutual
Our growth into new kinds of investments made us Europe’s biggest mutual in the 1990s.
1950s - Scotland’s largest life assurance company
We grew quickly in the first half of the 20th century, becoming Scotland’s largest life assurance company.
1925 - Becoming a mutual
We reincorporated as a mutual in 1925. This means we were owned entirely by our policyholders.
1825 - Standard Life is founded
The Standard Life Assurance Company was founded in Edinburgh in 1825, to help people protect their property and provide life assurance. We expanded quickly during the 19th century.
Our locations
Company and regulation details for the products and services we provide
Any reference to "Standard Life", "we", "our" or "us" on this website means any member of the Phoenix Group (being Phoenix Group Holdings plc and its subsidiaries) unless otherwise indicated.
press releases
-
April 22, 2025
Locked in to corporate life
How attitudes to work could shape people's long-term savings
-
April 17, 2025
Half of UK adults unsure how much they'll receive in their state pension
As confusion abounds, Standard Life answers key state pension questions
-
April 08, 2025
New Tax Year, New You? How to make your allowances count
Standard Life, part of Phoenix Group, shares key financial tips for the start of the tax year
-
April 03, 2025
The Price of Freedom? While most value Pensions Freedoms, many worry about their long-term financial security
New research from Standard Life, finds that while the vast majority (79%) value the choice and control the legislation provides, some who have accessed their pension funds have concerns about the long-term impact.
-
April 01, 2025
The most favoured options for Trustees managing illiquid assets as part of BPA transactions
Research from Standard Life reveals that DB Trustees are considering a range of strategies to manage their illiquid holdings as they seek to meet the necessary liquidity requirements needed to secure their endgame strategy.
-
March 26, 2025
'As you were' after the Spring Statement – what next for pensions?
Mike Ambery, Retirement Savings Director at Standard Life, comments on the Spring Statement
-
March 25, 2025
Caravan and Motorhome Club hitches pension arrangements to Standard Life
Over 1100 members successfully transition to Standard Life contract based GFRP arrangement
-
March 19, 2025
Standard Life and Fidelity International build on strategic partnership
Standard Life and Fidelity International build on strategic partnership with launch of Guaranteed Lifetime Income plan
-
March 13, 2025
Average annuity rates increase March
Average annuity rates increase by around 8% in twelve months
-
March 12, 2025
Standard Life's pension-finding tool reunites customers with £50 million of lost savings in just five months
The tool, powered by Raindrop, has empowered almost 3,000 Standard Life customers to take control of their retirement savings
-
March 12, 2025
Ten years on: The ongoing impact of Pensions Freedoms | Standard Life
New research from Standard Life, part of Phoenix Group reveals that the vast majority of those who have accessed their pension savings view the reforms positively
-
March 11, 2025
Autumn budget aftermath
Autumn budget aftermath: Two thirds of IFAs recommend clients increase the retirement income they take, and three quarters re-evaluate the role of annuities
-
March 11, 2025
Meeting your younger self for coffee
You might want to discuss your retirement savings
-
March 11, 2025
Mixed Income Builder
Standard Life develops Mixed Income Builder, giving savers a simple protect and flex approach to understanding their retirement income
-
February 27, 2025
Preparedness for buy-in or buy-out remains key barrier to endgame for DB Scheme Trustees
Preparedness for buy-in or buy-out remains key barrier to endgame for DB Scheme Trustees – but majority are seeking advice to improve data and process
-
February 27, 2025
Standard Life focuses on Offshore Bond
Standard Life continues to grow its Offshore Bond business securing three new platform panel positions for its International Bond.
-
February 12, 2025
Standard Life completes £250m buy-in with the Finning Pension Scheme
Standard Life, part of Phoenix Group, has successfully concluded a £250m Bulk Purchase Annuity transaction with the Finning Pension Scheme, which is sponsored by Finning (UK) Ltd., a Caterpillar machinery dealership. This full scheme buy-in transaction, which completed in December 2024, covers all c. 2,170 members of the Scheme.
-
February 06, 2025
Annuitising in phases
Combining drawdown and phased annuitising provides a way for both.
-
February 05, 2025
Cancelling unwanted direct debits could boost your pension pot
Standard Life analysis finds a potential £37,000 retirement benefit to scrapping wasted monthly payments
-
February 04, 2025
New Independence Governance Committee appointment
Standard Life bolsters Independence Governance Committee with Barry Butler appointment
-
January 28, 2025
The Great Unretirement
Standard Life analysis finds one in seven retirees returning to work
-
January 23, 2025
Gen Z turn to social media to save for the future
As the TikTok US ban debate rages on, Standard Life research uncovers its retirement planning potential.
-
January 20, 2025
The long and winding road
The study examined how Standard Life customer’s financial priorities shift as they move through life, with each lifestage characterised by their own pressing issues.
-
January 13, 2025
Ready for (Micro) Retirement?
Returning refreshed and working for longer as a result of a year out could lead to a 42k retirement boost
-
January 10, 2025
New Year divorce spike - remember your pension
This year, bear in mind upcoming Inheritance Tax changes
-
January 09, 2025
Standard Life completes £1.5bn Plan buy-in with the Compass Group Pension Plan
Standard Life, part of Phoenix Group, has successfully concluded a £1.5bn Bulk Purchase Annuity (“BPA”) transaction with the Compass Group Pension Plan (the “Plan”). The sponsoring employer, Compass Group PLC (the “Company”), is a global leader in food services.
-
December 18, 2024
Pensions for children: a present that isn’t just for Christmas
Standard Life outlines how at Christmas parents could help give them a head start on saving for later in life
-
December 11, 2024
Kunal Sood comments on key trends for the DB de-risking market in 2025
Kunal Sood, Managing Director of Defined Benefit Solutions comments on key trends for the DB de-risking market in 2025
-
December 10, 2024
One in four over 55's have never checked their pension
With many at risk of losing out in retirement, Standard Life shares tips on when and how to check your pot
-
December 09, 2024
MPAA and lifetime annuities
Annuities offer a perk for older workers looking to access their retirement savings while continuing to top up their pension
-
November 19, 2024
Standard Life Leads Pensions Industry by Investing in Labelled Funds under SDR Regime
Standard Life believed to be the first pension provider to proactively align to the FCA’s new Sustainability Disclosure Requirements (SDR) and fund labelling rules for its primary default pension solution
-
November 18, 2024
Standard Life bolsters Defined Benefits Solutions team with senior hire
Standard Life, part of Phoenix Group, today announces the appointment of Alexa Mitterhuber
-
November 18, 2024
Bridging the income gap
Ability to bridge the income gap between early retirement and state pension age is important
-
November 11, 2024
The other millennium bug: Gen X apprehensive after slipping between DB and DC cracks
Standard Life's Retirement Voice 2024 research highlights the Gen X savings gap
-
November 07, 2024
Standard Life completes £250m of buy-ins with the Halma Group Pension Plan and the Apollo Pension and Life Assurance Plan
Bulk Purchase Annuity secures the benefits of 2,200 members
-
November 05, 2024
Two incomes and no children? Consider your pension
Standard Life analysis shows how DINKs could boost their long-term savings
-
October 29, 2024
Universities Superannuation Scheme (USS) supports Standard Life’s Trustee Accelerator Programme
Trustee Trainee, Dean Dennis to shadow USS Pensions Committee
-
October 24, 2024
Average annuity rates increased by 2.5% since January 2024 and remain steady throughout 2024
Annuity rates have increased by 2.5% since January 2024 for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker1. This has added £3,360 and £3,720 to the total lifetime income expected for a 65-year-old man and woman respectively.
-
October 23, 2024
How to finish the job on pension freedoms
Standard Life outlines three key policy asks intended to ensure better decumulation outcomes for savers
-
October 23, 2024
Standard Life analysis highlights the value of the triple lock
Pensioners over £1,100 better off than if the state pension rose by inflation alone
-
October 17, 2024
Don't forget your pension when considering a job offer
Standard Life highlights the benefit of a generous workplace pension package
-
October 10, 2024
Standard Life appoints Andrew Davies to Chair Independent Governance Committee
Appointment maintains strong links between Standard Life’s IGC and the Master Trust Board
-
October 08, 2024
University - and your retirement
Standard Life highlights the trade-off involved when taking out a student loan
-
October 03, 2024
Half of over 55s never talk to loved ones about retirement goals or finances
Standard Life highlights the benefits of talking about your retirement goals with loved ones
-
October 01, 2024
Standard Life launch new free to all pension service
Powered by Raindrop, the tool will help people find their lost pensions
-
September 25, 2024
Overtime pay could boost your retirement
Standard Life highlights the £125k benefit of putting overtime pay in your pension.
-
September 09, 2024
Standard Life launches new Guaranteed Fixed-term Income product
Standard Life, part of Phoenix Group, today announces the launch of Standard Life Guaranteed Fixed-term Income
-
August 29, 2024
Standard Life appointed as ‘safe haven’ provider for scammed pension savers
Standard Life appointed as ‘safe haven’ provider for thousands of scammed pension savers
-
August 21, 2024
The outlook for the BPA market for the rest of 2024
Standard Life, part of Phoenix Group, comments on the outlook for the BPA market for the rest of 2024
-
August 21, 2024
Delaying pension saving by 5 years can lead to 50k less in retirement
Standard Life analysis highlights the cost of neglecting your pension in your twenties
-
July 29, 2024
Lifetime annuity rates rise to over 7% in June
Lifetime annuity rates rise to over 7% in June, following steady increase since the start 2024
-
July 25, 2024
Standard Life completes £100m buy-in with a group of pension schemes operating in the travel catering industry
Bulk Purchase Annuity secures the benefits of c. 2,100 members
-
July 24, 2024
Phased retirement could boost your pension pot
Standard Life analysis shows the potential benefit of winding down work before stopping completely
-
July 17, 2024
What the King's Speech could mean for your pension
Standard Life picks out the notable pension developments
-
July 03, 2024
Moving abroad? Remember your pension
Standard Life answers key pensions questions for those moving away from the UK
-
July 02, 2024
How to buy more days of retirement
Boosting contributions can increase your options
-
June 27, 2024
Standard Life completes £880m buy-in with the Rolls-Royce & Bentley Pension Fund
Standard Life, part of Phoenix Group, has concluded a £880 million Bulk Purchase Annuity (“BPA”) transaction with the Rolls-Royce & Bentley Pension Fund (“the Scheme”), which is sponsored by Bentley Motors Limited. This is a full scheme buy-in transaction covering c. 6,000 members of the Scheme
-
June 25, 2024
The cost of renting in retirement: £391k
People who expect to rent throughout their retirement could need an additional £391,0002 in savings compared to those who have paid off their mortgage, according to new analysis from Standard Life, part of Phoenix Group
-
June 19, 2024
Standard Life Master Trust secures £10bn in assets under administration
Assets have doubled in value over the last three years
-
June 12, 2024
Conversations with Friends: Two-thirds of Generation Z happy to discuss money with friends
Being open about finances could pay off in future
-
June 03, 2024
Britain's biggest pension taxpayers
And how to avoid becoming one
-
May 29, 2024
Income withdrawal strategy tops list of adviser's Retirement Income Review focus areas
Suitability and cash flow modelling follow closely behind
-
May 22, 2024
One in seven retirees receive less state pension than expected
Standard Life analysis highlights the state pension knowledge gap
-
May 15, 2024
Standard Life urges industry collaboration on vulnerable customer support
This Mental Health Awareness Week, Standard Life and Phoenix Group call for a coalition of the willing and determined
-
May 08, 2024
Tempted by a ‘lazy job’?
It could cost you in retirement
-
May 07, 2024
Siemens appoints Standard Life as its new Master Trust provider
Over 30,000 Siemens members move to Standard Life Master Trust
-
May 01, 2024
Helen Dean begins tenure as Standard Life Master Trust Chair
Helen will oversee the interests of more than 300,000 Master Trust scheme members
-
April 25, 2024
Cost of being single in retirement
Standard Life analysis finds single pensioners need to save more than pensioner couples for the same standard of living
-
April 23, 2024
Standard Life Launches Trustee Accelerator Programme
Twelve trainee trustees embark on two year programme
-
April 23, 2024
Standard Life announces four key appointments within its Defined Benefit Solutions team
The moves reflects the growing pool of talent and expertise available within Standard Life’s Defined Benefit Solutions team
-
April 11, 2024
Retirees £119,000 worse off than they'd hoped
Standard Life research highlights the pension reality gap
-
April 09, 2024
New tax year, new you
Standard Life shares tips on how to maximise pension savings in the 2024-25 tax year
-
April 08, 2024
Check your eligibility as most state benefits rise
Key benefits including Universal Credit are rising - make sure you don't miss out
-
April 04, 2024
Thinking forward illiquids report
With 2 in 3 EBCs saying illiquid assets have delayed de-risking transactions, a new Standard Life report highlights the importance of careful planning by trustees before approaching the insurance market
-
March 27, 2024
Phoenix Group publishes 2023 financial results
Andy Curran, CEO of Standard Life comments as parent, Phoenix Group, publishes 2023 financial results
-
March 26, 2024
Week 13 of the year is top for top ups
Standard Life analysis shows a pre- Tax Year End rush
-
March 19, 2024
A fifth of over 50s rely on Defined Benefit
A fifth of over 50s rely on Defined Benefit (DB) pensions providing almost half of their retirement income but numbers set to fall, reveals Standard Life’s Retirement Income Almanac
-
March 19, 2024
Average annuity rates increase by 6.8% in the last twelve months
Annuity rates have increased by 6.8% since February 2023 for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker. This has added £9,430 and £9,750 to the total lifetime income expected for a 65-year-old man and woman respectively.
-
March 14, 2024
It's 10 years since the announcement of Pension Freedoms
A decade on, people like choice but confusion abounds
-
March 12, 2024
14% of retirees have returned to work
Standard Life analysis highlights the cost of retiring crisis
-
March 04, 2024
Standard Life's Sustainable Multi Asset turns three
At the third anniversary, assets under management reaches c£24 billion
-
February 27, 2024
Not used up your pension allowances
It's not the 'Tax Year End' of the world
-
February 26, 2024
Standard Life and Fidelity International announce strategic partnership with the launch of a new Smoothed Fund
Standard Life and Fidelity International announce strategic partnership with the launch of a new Smoothed Fund
-
February 22, 2024
Standard Life appoints Mike Ambery as Retirement Savings Director
Standard Life, part of Phoenix Group, has appointed Mike Ambery in the new role of Retirement Savings Director.
-
February 15, 2024
Standard Life completes £114m buy-in with the Vector Pension Scheme
Standard Life, part of Phoenix Group, has concluded a £114 million Bulk Purchase Annuity transaction covering c. 1,800 members of the Vector Pension Scheme
-
February 14, 2024
Why you should use your bonus to boost your pension
Standard Life analysis shows the benefits of extra one-off pension contributions
-
February 13, 2024
Show your pension some love this Valentine's Day
Standard Life shows how small things can make all the difference
-
February 05, 2024
Gen X far more uncertain on when to retire than older generations
31% of Gen X are uncertain about when to retire, versus 19% of Baby Boomers and older generations
-
January 29, 2024
Young Brits expect property to fund retirement
Standard Life finds Gen Z relying on property rather than pensions
-
January 24, 2024
Standard Life comments on the closure of the DWP's 'pot for life' consultation
Standard Life comments on closure of the Government's 'pot for life' consultation
-
January 24, 2024
Standard Life completes £300 million full scheme buy-ins
Standard Life completed a £300 million full scheme buy-ins with the iPSL Section of the Unisys Payment Services Limited Pension Scheme and the Unisys Public Sector Pension Scheme in 2023.
-
January 18, 2024
Only a third of UK adults feel confident about tax self-assessment
Hints and tips as the 31st January deadline approaches.
-
January 16, 2024
Economic environment prompts young Brits to prioritise planning
Standard Life analysis finds inflation and interest rates are bringing finances up young people's agenda
-
January 16, 2024
Financial planning high up young people's agenda
Standard Life research shows how the cost of living crisis has raised financial awareness
-
January 15, 2024
Rounding up your pension contributions could boost your retirement pot
Standard Life analysis finds rounding your contributions to the nearest £100 could generate thousands more in retirement savings.
-
January 11, 2024
What you need to know about divorce and pensions
Standard Life provides some key facts during the January divorce spike
-
December 21, 2023
Standard Life’s December Search Radar
Latest internet search trend analysis finds spikes in searches for best buy savings accounts, pensions and Pension Credit
-
December 20, 2023
Get your finances fighting fit for 2024
Standard Life shares tips for financial success in the new year
-
December 19, 2023
One in five face sleepless nights worrying about retirement
Standard Life research highlights the need for support with later life planning
-
December 19, 2023
Almost half of over 50s lack awareness on wide range of annuities available
Almost half (45%) of over 50’s admit they don’t know that annuities come in many forms and with various options, according to new research from Standard Life, part of Phoenix Group, which explores awareness and levels of knowledge amongst the over 50’s around annuities
-
December 12, 2023
Lack of State Pension knowledge could hinder pension planning
State Pension uncertainty confuses retirement preparation, but checking entitlement is straightforward
-
December 11, 2023
Kunal Sood, Managing Director of Defined Benefit Solutions and Reinsurance comments on DB outlook for 2024
Standard Life comments on the key trends for the DB de-risking market in 2024
-
December 08, 2023
A quarter of over 50s incorrectly think that annuities give the best rates to people without underlying health conditions
A quarter (25%) of over 50-year-olds incorrectly think that annuities give people without underlying health conditions the best rates, according to research from Standard Life, part of Phoenix Group
-
December 07, 2023
23% of young adults have never heard of auto-enrolment
Youngsters set to benefit from new pension saving rules despite lack of awareness
-
November 29, 2023
Standard Life support Samaritans to help those struggling this Christmas
Standard Life funding to help Samaritans continue answering calls this Christmas Day
-
November 28, 2023
Standard Life Master Trust Board Appointments
Standard Life Appoints Helen Dean to Chair Master Trust Board and Gurmukh Hayre as trustee director
-
November 22, 2023
Continued rise in average annuity rates during third quarter of 2023
Average annuity rates continued to rise in Q3, according to the Standard Life Annuity Rate Tracker
-
November 21, 2023
Trustee Accelerator Programme
Standard Life targets the next generation of Trustees with the launch of the Trustee Accelerator Programme
-
November 17, 2023
Cost-of-living crisis is main barrier for two fifths of over 50s approaching retirement
Research from Standard Life shows barriers for over 50s approaching retirement
-
November 09, 2023
Beware the cost of parenting crisis
Standard Life research highlights the pressure on parents
-
October 31, 2023
3-year pension contribution break could result in £36k less in retirement
Standard Life analysis finds even a short payment pause could have big retirement consequences
-
October 26, 2023
Have you lost track of your pensions?
Ahead of Pension Tracing Day, Standard Life finds many are unaware they can bring their pots together
-
October 24, 2023
Standard Life research shows half of DB scheme trustees now have an endgame strategy but barriers to delivering it remain
Half of DB scheme trustees now have an endgame strategy but barriers to delivering it remain according to research from Standard Life, part of Phoenix Group
-
October 23, 2023
A third of UK people feel they have made poor financial decisions recently
Standard Life sponsored research highlights falling financial confidence
-
October 19, 2023
How to supercharge your savings with on-off contributions
Even relatively small contributions can be powerful, Standard Life finds
-
October 17, 2023
Pensions are Brits’ lowest ‘life admin priority’
Pensions are bottom of the to-do list, but your future self might thank you for a quick check
-
October 11, 2023
Standard Life announces the completion of £335m buy-in with the London Stock Exchange Group Pension Scheme
Standard Life, part of Phoenix Group, has concluded a £335 million Bulk Purchase Annuity (“BPA”) transaction with the London Stock Exchange Group Pension Scheme (“the Scheme”).
-
October 10, 2023
Retirement countdown begins at 36 – is it early enough?
Standard Life’s new Retirement Voice report finds a mid-thirties financial turning point
-
October 05, 2023
Becoming self-employed? Remember your pension
Standard Life shares key pension points when moving from employed to self-employed
-
September 27, 2023
Only 1 in 10 IFA’s supportive of proposed pension death benefit changes
Standard Life research finds an underwhelmed response to the plans
-
September 23, 2023
Standard Life confirms plans for pensions dashboard
Standard Life strengthens partnership with Moneyhub and announces plans to deliver commercial pensions dashboard
-
September 20, 2023
Boosting pension contributions could leave you £115,000 better off in retirement
This Pensions Engagement Season, Standard Life analysis shows the long-term impact of different employer pension packages on retirement outcomes.
-
September 19, 2023
Annuity rates reach highest levels in two decades – but half of over 50’s still don’t fully understand how annuities work
New research from Standard Life, part of Phoenix Group, has revealed stark misunderstandings about annuities, including their usage and value
-
September 18, 2023
Kunal Sood comments on Phoenix Group’s Half Year 2023
Kunal Sood, comments on the half year success of Standard Life’s DB Solutions business as Phoenix Group publishes its half year financial results
-
September 18, 2023
Andy Curran comments on Phoenix Group’s Half Year 2023
Andy Curran, CEO of Standard Life, comments on Standard Life’s contribution to Phoenix Group’s Half Year Results 2023
-
September 13, 2023
1 in 10 UK fear their more vulnerable relatives have lost money through poor financial decisions
Research from AKG, sponsored by Standard Life shows scale of family concern
-
September 12, 2023
Starting pension contributions as early as possible pays off in retirement
Standard Life analysis highlights the potential power of compound investment growth
-
September 06, 2023
Andrew Davies joins Standard Life’s Independent Governance Committee
Andrew takes up the role of Communications & Engagement Value for Money Lead on the IGC.
-
September 05, 2023
People are nearly three times more likely to top up cash savings with spare money than their pension
Standard Life outlines the benefits of different savings options for both-short and long-term
-
September 04, 2023
Savers chase higher rates while borrowers look for signs of falling mortgage costs
Standard Life’s Search Radar shows 172% increase in searches for the best savings account in July
-
September 04, 2023
Standard Life launches new individual annuity to meet increasing desire for a guaranteed income in retirement
Standard Life, part of Phoenix Group, today announces the launch of the Standard Life Pension Annuity, designed to meet an increasing need for certainty and security among those approaching or at retirement
-
August 31, 2023
Boosting pension contributions after paying off your mortgage could mean £52,000 more in retirement
As long mortgage terms gain popularity, Standard Life analysis highlights the retirement trade-off
-
August 23, 2023
Illiquid assets a key focus for DB pension trustees targeting bulk purchase annuities
Improvements in funding levels have accelerated the need for many Defined Benefit (DB) pension trustees to consider the illiquid assets in their schemes, according to research from Standard Life, part of Phoenix Group.
-
August 17, 2023
How to stay safe from pension scammers
What you should know to protect your long-term savings
-
August 09, 2023
Advisers report clients withdrawing funds to plug financial shortfall
AKG research, sponsored by Standard Life, highlights the UK’s continued cost-of-living pressure
-
August 07, 2023
Four fifths of Defined Benefit (DB) pension scheme trustees expect to approach an insurer about de-risking within five years
A surge in bulk annuity deals is anticipated over the next five years, with over four fifths (86%) of pension scheme trustees expecting to approach an insurer in the next five years, according to new research from Standard Life, part of Phoenix Group.
-
August 02, 2023
Standard Life appoints Callum Stewart to Head of Investment Proposition Development
Dedicated investment solutions’ expertise for Standard Life’s workplace business
-
August 01, 2023
Rising interest rates boost positivity around cash savings while property confidence falls
Standard Life highlights the impact of current market conditions on different investments
-
July 31, 2023
Mega-transactions, deferred premiums and full-scheme deals are set to dominate the DB de-risking market during the second half 2023
Kunal Sood, Managing Director of Defined Benefit Solutions & Reinsurance at Standard Life identifies key trends in the DB de-risking market during the second half 2023
-
July 27, 2023
Standard Life completes £1.2 billion buy-in with Mitchells & Butlers Pension Plan
Standard Life, part of Phoenix Group, has concluded a £1.2 billion Bulk Purchase Annuity transaction covering c. 20,200 members of the Mitchells & Butlers Pension Plan
-
July 26, 2023
Standard Life outlines key considerations around how and when to take tax-free cash
Splashing the (tax free) cash: Over 55s expect to spend a third of their pension Tax Free Cash within six months of withdrawal
-
July 20, 2023
Annuity rates increase by 20% in the last twelve months adding over £25,000* to lifetime income
Standard Life Annuity Rate Tracker shows rates have increased by 20% since June 2022 with a total increase of 48% since the start of 2022
-
July 19, 2023
Standard Life announce winners of second Innovation Forum contest
Winners selected for their innovative approach to engaging people with their pensions
-
July 19, 2023
Standard Life reinforces commitment to its Retirement Solutions Commercial and Technology strategy with two senior hires
Standard Life, part of Phoenix Group, has announced two new senior appointments into the Commercial team that supports its Retirement Solutions business
-
July 17, 2023
Standard Life appoints Amy Madden as Customer Office Director
Amy’s appointment cements Standard Life’s commitment to driving a market-leading customer experience
-
July 11, 2023
Standard Life responds to DWP proposals
Our view on the consultations, responses and policy papers published on the 11th July
-
July 05, 2023
Standard Life completes £1 billion buy-in transaction with Chubb Pension Plan and Chubb Security Pension Fund
Standard Life, part of Phoenix Group, has concluded a £1 billion Bulk Purchase Annuity (“BPA”) transaction covering two schemes, the Chubb Pension Plan and the Chubb Security Pension Fund.
-
July 04, 2023
Nearly a fifth of over 55’s plan to pass their Tax Free Cash to loved ones
Standard Life analysis finds people willing to stay away from their cash to avoid IHT.
-
July 03, 2023
Standard Life appoints new Head of Financial Education and Communication
Andrew Pearson’s appointment cements Standard Life’s Financial Wellbeing focus
-
June 29, 2023
Starting pension saving early can outweigh the later life boom
Standard Life analysis demonstrates the benefit of consistent saving through a career.
-
June 27, 2023
2% increase in employer pension contributions could leave you £115,000 better off in retirement
Standard Life analysis shows why you should think about your pension package before accepting a job offer.
-
June 26, 2023
New Head of Retail Intermediary Distribution
Warren Bright’s arrival further strengthens the Retail Advised team.
-
June 19, 2023
Standard Life completes £80m buy-in with the MGM Assurance Staff Pension Plan
Standard Life, part of Phoenix Group, has concluded a £80 million Bulk Purchase Annuity transaction with the MGM Assurance Staff Pension Plan
-
June 16, 2023
Standard Life Search Radar highlights State Pension spike
State Pension top-up scheme and Budget lifetime allowance changes drive increase in internet searches
-
June 06, 2023
43% of over 55’s unaware they can take 25% of their pension tax free
Standard Life research finds a Tax Free Cash knowledge gap
-
June 01, 2023
Standard Life partners with Moneyhub to integrate open finance functionality
1.5 million workplace pension scheme members set to benefit Money Mindset, Standard Life’s open finance tool
-
May 31, 2023
Standard Life hosts first ‘Vulnerable Customer Summit’
Joint initiative with Scottish Financial Enterprise brings industry together to drive good outcomes for vulnerable customers
-
May 23, 2023
Sustained high inflation hits savers
Ahead of this week’s inflation figures, Standard Life analysis highlights the hit to cash-based savings
-
May 17, 2023
Young savers set for big retirement boost
Standard Life calculations show six-figure benefit of saving early
-
May 16, 2023
Women are more likely to only make minimum pension payments
Standard Life research explores a cause of the UK’s gender pension gap
-
May 11, 2023
Pension withdrawals and taxes explained
Standard Life’s guide to understanding tax when you access your pension
-
May 04, 2023
Standard Life Extends Master Trust with Launch of Retirement Section
Award winning Master Trust extended to employers and trustees of Single Employer Own Trust Schemes
-
May 03, 2023
The cost of growing up: financial responsibility doubles from 25 and continues beyond retirement
Standard Life research highlights the cost of growing up
-
April 28, 2023
Boosting pension contributions by 2% each month could lead to £108,000 more in retirement
Standard Life analysis highlights long-term impact of small payment increases
-
April 26, 2023
Current older workers plan to retire 7 years later than their predecessors
Standard Life research finds concerns around financial security could explain the gap
-
April 20, 2023
Search Radar: State Pension and pension tracing in high demand
Standard Life’s latest Search Radar show a huge increase in searches for both versus 2022
-
April 19, 2023
IFA’s mostly support budget changes but Lifetime Allowance doubts remain
Standard Life research finds majority of advisers happy with the pension changes but wary of banking on the LTA removal remaining
-
April 17, 2023
75% of UK adults don’t know how much is in their pension pot
Standard Life research highlights the country’s pension knowledge gap, and what we can do about it
-
April 17, 2023
77% of UK adults not confident about how to access their pension
Standard Life shares a guide to taking your pension money
-
April 12, 2023
Part-time workers face pension penalty of up to £119,000
Standard Life analysis shows switching from full-time work to working part-time 3 days a week could lead to £119,000 less in retirement
-
April 11, 2023
Boom in IFA client enquiries following Budget pension changes
45% of IFAs report increase in enquiries following Budget pension bombshell
-
April 05, 2023
Most state benefits are about to rise by 10.1% - make sure you check your eligibility
Standard Life’s guide to claiming your full entitlement as benefits rise with inflation
-
April 03, 2023
Full State Pension will be 84% of the tax-free Personal Allowance from 6 April
Rise in the State Pension will be welcome, but Standard Life analysis highlights the potential tax implications
-
April 03, 2023
Business optimism abounds as advisers contemplate challenges in the months ahead
Standard Life’s research highlights challenges concerning financial advisers
-
March 30, 2023
Standard Life comments on DC Pensions Consultations
Standard Life’s view as the Value for Money, Collective Defined Contribution and Small Pots Consultations close
-
March 28, 2023
Standard Life announce new FinTech ‘Innovation Forum’
This year FinTech firms will work with Standard Life to boost engagement with responsible investing
-
March 27, 2023
Remember your pension this Tax Year End
Standard Life offers tips on how to maximise your pension savings this tax year, and how to prepare for the new one
-
March 27, 2023
Advised customers expect to retire three years earlier
Standard Life analysis highlights the benefits of seeking advice and planning ahead for retirement
-
March 08, 2023
Maggie Craig joins Standard Life Independent Governance Committee
Appointment extends Independent Governance Committee members to seven
-
February 23, 2023
Eleven-in-a-row interest rate rise threatens retirees
Recent analysis found 13% of retirees still rent of pay a mortgage, and could struggle as rates reach 4.25%
-
February 21, 2023
Market fluctuations and Pension Saving
As the FTSE 100 reaches record high, Standard Life analysis puts market fluctuations in context
-
February 21, 2023
One in Seven receive less State Pension than they expect
Standard Life analysis highlights extent of the State Pension knowledge gap
-
February 21, 2023
Property or Pension to fund Retirement?
Standard Life research shows a generational divide
-
February 07, 2023
Half of UK consumers find pensions information overwhelming as cost of living hits confidence
Standard Life analysis shows how financial uncertainty has led to a greater need for pension advice and guidance
-
February 02, 2023
Standard Life comments on today's 'Ten in a Row' interest rate rise
Standard Life analysis shows how rising saving returns and falling inflation could combine to help savers
-
February 01, 2023
Standard Life comments on the DWP’s consultation on small pots
Standard Life favours a ‘pot follows member’ solution to the issue
-
February 01, 2023
Claire Altman, Managing Director for Individual Retirement at Standard Life comments on CDC Consultation
Claire Altman, Managing Director for Individual Retirement at Standard Life has commented on the Consultation on a policy framework for broadening Collective Defined Contribution (CDC) provision.
-
January 31, 2023
Internet searches for ‘pensions’ spiked 16% in 2022
Standard Life analysis reveals consumer need for pension information
-
January 31, 2023
Standard Life appoints Jeetesh Patel as new Head of Reinsurance and Structuring
Standard Life, part of Phoenix Group, today announces a senior promotion within its Retirement Solutions business
-
January 26, 2023
2028 minimum pension age increase could boost your retirement pot by £22,000
The rise from 55 to 57 is controversial but Standard Life analysis shows how it could help you in retirement
-
January 19, 2023
The self-assessment tax deadline is the 31st January- what you should know
Standard Life help answer questions on the tax return and discuss why you should think of your pension
-
January 18, 2023
Cost of living ‘triple shock’ hits financial confidence
Standard Life research reveals extent of the damage- and tips on how to get some confidence back
-
January 05, 2023
Tips to get your finances in shape for 2023
Standard Life shares ways to get your finances ready for the new year
-
December 15, 2022
Standard Life show how much of your retirement income will come from the state pension
Analysis reveals the proportion of pension income that will come from the state pensions for different sized pension pots
-
December 06, 2022
Cost of living pressures bite as almost one in ten seek second job
New findings from Standard Life’s Retirement Voice study, capturing the views and attitudes to retirement planning and finances.
-
December 01, 2022
Standard Life uses high-tech Edinburgh Innovation Lab to highlight Vulnerable Customer Issues
New virtual reality technology joins suite of technology to bring challenges faced by savers to life
-
November 24, 2022
Standard Life analysis shows Google searches for annuities on the up as rates rise
Standard Life, part of Phoenix Group, has appointed Equiniti, to carry out administration of both buy-in and buy-out BPA (bulk purchase annuity) policies.
-
November 15, 2022
Standard Life analysis shows Google searches for annuities on the up as rates rise
New analysis from Standard Life shows increasing interest in annuities as rates climb by around 50% since the start of the year
-
November 09, 2022
Standard Life completes final stage of £15bn pension asset transition into sustainable multi asset solutions
1.5 million members invested in sustainable multi asset solutions, marks sustainable milestone for Standard Life
-
November 03, 2022
Over 230,000 people may have been underpaid the state pension
Standard Life share guide to help ensure you are receiving your full state pension entitlement
-
November 02, 2022
Standard Life completes 200m GBP buy-in transaction with the Agfa Group Pension Plan
Standard Life, part of Phoenix Group, has concluded a £200m Bulk Purchase Annuity transaction with Agfa UK Group Pension Plan.
-
November 01, 2022
Standard Life appoints Dean Butler as Managing Director of Retail Direct
Standard Life, part of Phoenix Group, has appointed Dean Butler to the newly created role of Managing Director of Retail Direct, signalling its continued investment in its Pensions and Savings business.
-
October 28, 2022
Standard Life appoints new Managing Director of Defined Benefit Solutions and Reinsurance
Kunal Sood has been promoted Managing Director of Defined Benefit Solutions and Reinsurance, responsible for driving growth of Standard Life’s Bulk Purchase Annuity (BPA) business. He will take over from Justin Grainger, who has been promoted to Commercial Finance Director.
-
October 27, 2022
26.6bn GBP is sitting in lost pension pots ahead of National Pension Tracing Day 2022
With the value of lost pots soaring, Standard Life offers tips to help you keep on top of your pension savings.
-
October 27, 2022
Standard Life completes 530m GBP buy-in with the Cobham Pension Plan
Standard Life, part of Phoenix Group, has concluded a 530m GBP Bulk Purchase Annuity transaction covering c.3000 members of the Cobham Pension Plan
-
October 24, 2022
Standard Life shares top tips to manage your pension
This pension Engagement Season, ensure you are getting the most out of your retirement savings
-
October 24, 2022
A quarter of workers unaware how much they pay into their workplace pension
Research commissioned by Standard Life highlights need for further auto-enrolment engagement strategies
-
October 20, 2022
Standard Life unveils major investment in the iconic brand
Standard Life has been selected as the new headline partner for Cancer Research UK's Race for Life. Combined with a new TV ad, the activity represents the most significant investment in Standard Life since the brand was acquired by Phoenix Group
-
October 12, 2022
Standard Life research highlights gaps in pension awareness
With auto-enrolment reaching its 10th anniversary, pension engagement differs across demographics
-
October 06, 2022
Standard Life appoints new members to Independent Governance Committee
Rachel Haworth, Jo Hill, and Andrew Milligan join IGC overseeing interests of 2.5 million workplace personal pension scheme members
-
October 04, 2022
Standard Life highlights the potential impact of updated auto-enrolment rules on retirement outcomes
Standard Life highlights the potential impact of updated auto-enrolment rules on retirement outcomes
-
September 08, 2022
267,000 GBP pension pot needed to replicate average retirement income as annuity rates increase
Analysis of government figures by Standard Life reveals the pot size needed- and with rising annuity rates, it’s not all bad news
-
August 31, 2022
Saving early, if you can, yields compound interest benefits
Standard Life analysis shows saving as early as possible has a positive impact, but there are trade-offs between near and longer-term financial priorities in the current climate
-
August 08, 2022
Standard Life completes 1bn GBP full scheme buy-in of the WH Smith Pension Trust
Standard Life, part of Phoenix Group, has concluded a 1bn GBP Bulk Purchase Annuity transaction covering c.13,000 members of the WH Smith Pension Trust
-
July 21, 2022
Standard Life completes 150m GBP full scheme buy-in of the Sappi UK Pension Scheme
Standard Life, part of Phoenix Group, has concluded a 150m GBP Bulk Purchase Annuity transaction covering 1,300 members of the Sappi UK Pension Scheme
-
July 18, 2022
Pausing pension contributions mean savers miss out on thousands in future
Standard Life highlights the long-term implications of pausing pension contributions during the cost-of-living crisis - a year-long break could be costly
-
July 13, 2022
Standard Life completes 680m GBP buy-in of the Whitbread Group Pension Fund
Standard Life, part of Phoenix Group, has concluded a 680 million GBP Bulk Purchase Annuity transaction covering c8,000 members of the Whitbread Group Pension Fund
-
July 05, 2022
Seven mistakes to avoid when you're aiming to build your pension pot
Standard Life shares mistakes it's important to avoid while you plan for retirement.
-
June 27, 2022
Standard Life lowers Pricing and overhauls Portal in ongoing adviser channel focus
Standard Life is introducing a series of upgrades to its pension pricing and revamping its digital services as part of strategic plans to rejuvenate proposition and service capability for financial advisers.
-
June 23, 2022
Savers suffer as analysis shows harsh impact of high inflation over sustained period
New Analysis from Standard Life shows impact of sustained high inflation on savers
-
May 16, 2022
Standard Life Appoints Managing Director of Retail Intermediary to New Senior Role
Appointment marks renewed investment, focus and commitment to the intermediary marketplace
-
May 03, 2022
Sustainable transformation for 87,000 Standard Life MT Members
Standard Life Completes the switch of 87,000 Master Trust members to its new sustainable fund, Sustainable Multi Asset
-
April 28, 2022
Focus on Active phase of retirement puts Brits at risk of later life financial shortfall
UK adults risk potential financial shortfall in later life by focusing on initial, active phase of retirement - New Research from Standard Life reveals
-
March 24, 2022
Standard Life completes 175m GBP full scheme buy-in of the Findel Group Pension Fund
Standard Life, part of Phoenix Group, has concluded a 175M GBP bulk purchase annuity transaction covering all members of the Findel Group Pension Fund
-
March 16, 2022
Gen Z gets its affairs in order at an early age as Will making habits revealed
Insight from Standard Life reveals that as many as 20% of young adults aged 18 to 24 have already made a Will.
-
March 11, 2022
Standard Life makes senior hire to its Defined Benefit Solutions team
Standard Life, part of Phoenix Group, announces the appointment of three hires to its Defined Benefit Solutions business, strengthening the company's Bulk Purchase Annuity capabilities.
-
March 03, 2022
Standard Life launches Joint Research Initiative with the OECD
The new initiative will examine the challenges people face regarding retirement income and identify approaches being used globally
-
February 15, 2022
Standard Life to offer a range of workplace ISAs in partnership with Cushon
The Standard Life Workplace Savings Proposition in partnership with Cushon will provide employers with the option of offering their employees access to a range of savings options from Individual Savings Account (ISA) and Lifetime ISA (LISA) to Junior ISA (JISA) and a General Investment Account (GIA).
-
January 27, 2022
Standard Life enhances workplace Client Analytics
Client Analytics' enhanced functionality gives employers, trustees and advisers unprecedented insight into the expected Retirement Living Standards of their workplace pension scheme members
-
January 20, 2022
Standard Life completes 1.7bn GBP full scheme buy-in with Gallaher Pensions
Standard Life, part of Phoenix Group, has concluded a 1.7bn GBP bulk purchase annuity transaction covering all members of the Gallaher Pension Scheme ("the Scheme").
-
January 14, 2022
Phoenix Group 4.0 billion of Bulk Purchase Annuity transactions
Phoenix Group completes 4.0 billion of Bulk Purchase Annuity transactions in H2 2021
-
January 13, 2022
Standard Life Completes 1.8bn GBP Bulk Purchase Annuity Pensioner Buy-In
Standard Life, part of Phoenix Group, has completed a 1.8bn GBP Bulk Purchase Annuity (BPA) transaction covering c.6,600 pensioner members.
-
January 13, 2022
Standard Life to move £15bn of assets and 1.5m pension customers to sustainable default strategy
Standard Life, part of Phoenix Group, has concluded a £200m Bulk Purchase Annuity transaction with Agfa UK Group Pension Plan.
-
October 25, 2021
Flexible New Lifetime Mortgage Product Range
Standard Life Home Finance, a brand used by Key Group as part of its partnership with Standard Life, today announces the launch details of a new range of innovative Lifetime Mortgage products.
-
October 21, 2021
PerkinElmer pension scheme buy-in
Standard Life completes 130 million pound full scheme buy-in for 900 PerkinElmer scheme members
-
October 06, 2021
Gen Z's caring nature revealed
Gen Z's caring nature revealed as 62% happy to spend less now to help their children and loved ones in future
-
October 05, 2021
Phoenix Group invests in Standard Life brand as part of ambitious growth plans
Investment plans unveiled for iconic Standard Life brand following purchase by Phoenix Group
-
September 15, 2021
Standard Life announces strategic partnership with Key Group
Standard Life announces a strategic agreement with Key Group to launch a Lifetime Mortgage product range called Standard Life Home Finance.
-
September 07, 2021
Standard Life launches Homebuyers Hub
Property ladder boost for Pension Scheme Members as Standard Life launches Homebuyer Hub.
-
August 23, 2021
Gen xers not confident
A third of Gen Xers not confident they'll be able to work for as long as they need to fund their retirement
-
July 05, 2021
Nearly 1 in 3 Gen Xers have inadequate pension savings
Nearly one in three Generation X members (those born between 1965 and 1980) face financial hardship in retirement due to having inadequate pension savings.
-
June 02, 2021
Standard Life Launches In-Scheme Drawdown
Standard Life continues to enhance its workplace DC pension proposition with the launch of In-Scheme Drawdown for 1.5 million members.
-
December 10, 2020
Standard Life expands Responsible Investment range
Standard Life is expanding the range of Responsible Investment funds it offers to pension savers.
-
March 02, 2020
New board directors for SLMTC
Standard Life Assurance Limited today announces three new board appointments to the Standard Life Master Trust Co Ltd (SLMTC).
-
July 02, 2019
Standard Life awarded Master Trust Authorisation
Standard Life Assurance Limited today announces it has received authorisation from The Pensions Regulator (TPR) for its two master trusts.