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Thought Leadership & Insights
Meeting our ambition to help drive innovation across the industry
Insights, debate and bold thinking to help make financial security in retirement more achievable and widespread
Tracking changes in consumer attitudes and expectations
Insights and learning from Phoenix and beyond
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Ability to bridge the income gap between early retirement and state pension age is important
Standard Life, part of Phoenix Group, today announces the appointment of Alexa Mitterhuber
Standard Life's Retirement Voice 2024 research highlights the Gen X savings gap
Bulk Purchase Annuity secures the benefits of 2,200 members
Standard Life analysis shows how DINKs could boost their long-term savings
Trustee Trainee, Dean Dennis to shadow USS Pensions Committee
Annuity rates have increased by 2.5% since January 2024 for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker1. This has added £3,360 and £3,720 to the total lifetime income expected for a 65-year-old man and woman respectively.
Pensioners over £1,100 better off than if the state pension rose by inflation alone
Standard Life outlines three key policy asks intended to ensure better decumulation outcomes for savers
Appointment maintains strong links between Standard Life’s IGC and the Master Trust Board
Standard Life highlights the trade-off involved when taking out a student loan
Standard Life highlights the benefits of talking about your retirement goals with loved ones
Powered by Raindrop, the tool will help people find their lost pensions
Standard Life highlights the £125k benefit of putting overtime pay in your pension.
Standard Life, part of Phoenix Group, today announces the launch of Standard Life Guaranteed Fixed-term Income
Standard Life appointed as ‘safe haven’ provider for thousands of scammed pension savers
Standard Life analysis highlights the cost of neglecting your pension in your twenties
Standard Life, part of Phoenix Group, comments on the outlook for the BPA market for the rest of 2024
Lifetime annuity rates rise to over 7% in June, following steady increase since the start 2024
Bulk Purchase Annuity secures the benefits of c. 2,100 members
Standard Life analysis shows the potential benefit of winding down work before stopping completely
Standard Life picks out the notable pension developments
Standard Life answers key pensions questions for those moving away from the UK
Boosting contributions can increase your options
Standard Life, part of Phoenix Group, has concluded a £880 million Bulk Purchase Annuity (“BPA”) transaction with the Rolls-Royce & Bentley Pension Fund (“the Scheme”), which is sponsored by Bentley Motors Limited. This is a full scheme buy-in transaction covering c. 6,000 members of the Scheme
People who expect to rent throughout their retirement could need an additional £391,0002 in savings compared to those who have paid off their mortgage, according to new analysis from Standard Life, part of Phoenix Group
Assets have doubled in value over the last three years
Being open about finances could pay off in future
And how to avoid becoming one
Suitability and cash flow modelling follow closely behind
Standard Life analysis highlights the state pension knowledge gap
This Mental Health Awareness Week, Standard Life and Phoenix Group call for a coalition of the willing and determined
It could cost you in retirement
Over 30,000 Siemens members move to Standard Life Master Trust
Helen will oversee the interests of more than 300,000 Master Trust scheme members
Standard Life analysis finds single pensioners need to save more than pensioner couples for the same standard of living
The moves reflects the growing pool of talent and expertise available within Standard Life’s Defined Benefit Solutions team
Twelve trainee trustees embark on two year programme
Standard Life research highlights the pension reality gap
Standard Life shares tips on how to maximise pension savings in the 2024-25 tax year
Key benefits including Universal Credit are rising - make sure you don't miss out
With 2 in 3 EBCs saying illiquid assets have delayed de-risking transactions, a new Standard Life report highlights the importance of careful planning by trustees before approaching the insurance market
Andy Curran, CEO of Standard Life comments as parent, Phoenix Group, publishes 2023 financial results
Standard Life analysis shows a pre- Tax Year End rush
Annuity rates have increased by 6.8% since February 2023 for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker. This has added £9,430 and £9,750 to the total lifetime income expected for a 65-year-old man and woman respectively.
A fifth of over 50s rely on Defined Benefit (DB) pensions providing almost half of their retirement income but numbers set to fall, reveals Standard Life’s Retirement Income Almanac
A decade on, people like choice but confusion abounds
Standard Life analysis highlights the cost of retiring crisis
At the third anniversary, assets under management reaches c£24 billion
It's not the 'Tax Year End' of the world
Standard Life and Fidelity International announce strategic partnership with the launch of a new Smoothed Fund
Standard Life, part of Phoenix Group, has appointed Mike Ambery in the new role of Retirement Savings Director.
Standard Life, part of Phoenix Group, has concluded a £114 million Bulk Purchase Annuity transaction covering c. 1,800 members of the Vector Pension Scheme
Standard Life analysis shows the benefits of extra one-off pension contributions
Standard Life shows how small things can make all the difference
31% of Gen X are uncertain about when to retire, versus 19% of Baby Boomers and older generations
Standard Life finds Gen Z relying on property rather than pensions
Standard Life completed a £300 million full scheme buy-ins with the iPSL Section of the Unisys Payment Services Limited Pension Scheme and the Unisys Public Sector Pension Scheme in 2023.
Standard Life comments on closure of the Government's 'pot for life' consultation
Hints and tips as the 31st January deadline approaches.
Standard Life research shows how the cost of living crisis has raised financial awareness
Standard Life analysis finds inflation and interest rates are bringing finances up young people's agenda
Standard Life analysis finds rounding your contributions to the nearest £100 could generate thousands more in retirement savings.
Standard Life provides some key facts during the January divorce spike
Latest internet search trend analysis finds spikes in searches for best buy savings accounts, pensions and Pension Credit
Standard Life shares tips for financial success in the new year
Standard Life research highlights the need for support with later life planning
Almost half (45%) of over 50’s admit they don’t know that annuities come in many forms and with various options, according to new research from Standard Life, part of Phoenix Group, which explores awareness and levels of knowledge amongst the over 50’s around annuities
State Pension uncertainty confuses retirement preparation, but checking entitlement is straightforward
Standard Life comments on the key trends for the DB de-risking market in 2024
A quarter (25%) of over 50-year-olds incorrectly think that annuities give people without underlying health conditions the best rates, according to research from Standard Life, part of Phoenix Group
Youngsters set to benefit from new pension saving rules despite lack of awareness
Standard Life funding to help Samaritans continue answering calls this Christmas Day
Standard Life Appoints Helen Dean to Chair Master Trust Board and Gurmukh Hayre as trustee director
Average annuity rates continued to rise in Q3, according to the Standard Life Annuity Rate Tracker
Standard Life targets the next generation of Trustees with the launch of the Trustee Accelerator Programme
Research from Standard Life shows barriers for over 50s approaching retirement
Standard Life research highlights the pressure on parents
Standard Life analysis finds even a short payment pause could have big retirement consequences
Ahead of Pension Tracing Day, Standard Life finds many are unaware they can bring their pots together
Half of DB scheme trustees now have an endgame strategy but barriers to delivering it remain according to research from Standard Life, part of Phoenix Group
Standard Life sponsored research highlights falling financial confidence
Even relatively small contributions can be powerful, Standard Life finds
Pensions are bottom of the to-do list, but your future self might thank you for a quick check
Standard Life, part of Phoenix Group, has concluded a £335 million Bulk Purchase Annuity (“BPA”) transaction with the London Stock Exchange Group Pension Scheme (“the Scheme”).
Standard Life’s new Retirement Voice report finds a mid-thirties financial turning point
Standard Life shares key pension points when moving from employed to self-employed
Standard Life research finds an underwhelmed response to the plans
Standard Life strengthens partnership with Moneyhub and announces plans to deliver commercial pensions dashboard
This Pensions Engagement Season, Standard Life analysis shows the long-term impact of different employer pension packages on retirement outcomes.
New research from Standard Life, part of Phoenix Group, has revealed stark misunderstandings about annuities, including their usage and value
Kunal Sood, comments on the half year success of Standard Life’s DB Solutions business as Phoenix Group publishes its half year financial results
Andy Curran, CEO of Standard Life, comments on Standard Life’s contribution to Phoenix Group’s Half Year Results 2023
Research from AKG, sponsored by Standard Life shows scale of family concern
Standard Life analysis highlights the potential power of compound investment growth
Andrew takes up the role of Communications & Engagement Value for Money Lead on the IGC.
Standard Life outlines the benefits of different savings options for both-short and long-term
Standard Life’s Search Radar shows 172% increase in searches for the best savings account in July
Standard Life, part of Phoenix Group, today announces the launch of the Standard Life Pension Annuity, designed to meet an increasing need for certainty and security among those approaching or at retirement
As long mortgage terms gain popularity, Standard Life analysis highlights the retirement trade-off
Improvements in funding levels have accelerated the need for many Defined Benefit (DB) pension trustees to consider the illiquid assets in their schemes, according to research from Standard Life, part of Phoenix Group.
What you should know to protect your long-term savings
AKG research, sponsored by Standard Life, highlights the UK’s continued cost-of-living pressure
A surge in bulk annuity deals is anticipated over the next five years, with over four fifths (86%) of pension scheme trustees expecting to approach an insurer in the next five years, according to new research from Standard Life, part of Phoenix Group.
Dedicated investment solutions’ expertise for Standard Life’s workplace business
Standard Life highlights the impact of current market conditions on different investments
Kunal Sood, Managing Director of Defined Benefit Solutions & Reinsurance at Standard Life identifies key trends in the DB de-risking market during the second half 2023
Standard Life, part of Phoenix Group, has concluded a £1.2 billion Bulk Purchase Annuity transaction covering c. 20,200 members of the Mitchells & Butlers Pension Plan
Splashing the (tax free) cash: Over 55s expect to spend a third of their pension Tax Free Cash within six months of withdrawal
Standard Life Annuity Rate Tracker shows rates have increased by 20% since June 2022 with a total increase of 48% since the start of 2022
Winners selected for their innovative approach to engaging people with their pensions
Standard Life, part of Phoenix Group, has announced two new senior appointments into the Commercial team that supports its Retirement Solutions business
Amy’s appointment cements Standard Life’s commitment to driving a market-leading customer experience
Our view on the consultations, responses and policy papers published on the 11th July
Standard Life, part of Phoenix Group, has concluded a £1 billion Bulk Purchase Annuity (“BPA”) transaction covering two schemes, the Chubb Pension Plan and the Chubb Security Pension Fund.
Standard Life analysis finds people willing to stay away from their cash to avoid IHT.
Andrew Pearson’s appointment cements Standard Life’s Financial Wellbeing focus
Standard Life analysis demonstrates the benefit of consistent saving through a career.
Standard Life analysis shows why you should think about your pension package before accepting a job offer.
Warren Bright’s arrival further strengthens the Retail Advised team.
Standard Life, part of Phoenix Group, has concluded a £80 million Bulk Purchase Annuity transaction with the MGM Assurance Staff Pension Plan
State Pension top-up scheme and Budget lifetime allowance changes drive increase in internet searches
Standard Life research finds a Tax Free Cash knowledge gap
1.5 million workplace pension scheme members set to benefit Money Mindset, Standard Life’s open finance tool
Joint initiative with Scottish Financial Enterprise brings industry together to drive good outcomes for vulnerable customers
Ahead of this week’s inflation figures, Standard Life analysis highlights the hit to cash-based savings
Standard Life calculations show six-figure benefit of saving early
Standard Life research explores a cause of the UK’s gender pension gap
Standard Life’s guide to understanding tax when you access your pension
Award winning Master Trust extended to employers and trustees of Single Employer Own Trust Schemes
Standard Life research highlights the cost of growing up
Standard Life analysis highlights long-term impact of small payment increases
Standard Life research finds concerns around financial security could explain the gap
Standard Life’s latest Search Radar show a huge increase in searches for both versus 2022
Standard Life research finds majority of advisers happy with the pension changes but wary of banking on the LTA removal remaining
Standard Life research highlights the country’s pension knowledge gap, and what we can do about it
Standard Life shares a guide to taking your pension money
Standard Life analysis shows switching from full-time work to working part-time 3 days a week could lead to £119,000 less in retirement
45% of IFAs report increase in enquiries following Budget pension bombshell
Standard Life’s guide to claiming your full entitlement as benefits rise with inflation
Standard Life’s research highlights challenges concerning financial advisers
Rise in the State Pension will be welcome, but Standard Life analysis highlights the potential tax implications
Standard Life’s view as the Value for Money, Collective Defined Contribution and Small Pots Consultations close
This year FinTech firms will work with Standard Life to boost engagement with responsible investing
Standard Life analysis highlights the benefits of seeking advice and planning ahead for retirement
Standard Life offers tips on how to maximise your pension savings this tax year, and how to prepare for the new one
Appointment extends Independent Governance Committee members to seven
Recent analysis found 13% of retirees still rent of pay a mortgage, and could struggle as rates reach 4.25%
Standard Life research shows a generational divide
Standard Life analysis highlights extent of the State Pension knowledge gap
As the FTSE 100 reaches record high, Standard Life analysis puts market fluctuations in context
Standard Life analysis shows how financial uncertainty has led to a greater need for pension advice and guidance
Standard Life analysis shows how rising saving returns and falling inflation could combine to help savers
Claire Altman, Managing Director for Individual Retirement at Standard Life has commented on the Consultation on a policy framework for broadening Collective Defined Contribution (CDC) provision.
Standard Life favours a ‘pot follows member’ solution to the issue
Standard Life, part of Phoenix Group, today announces a senior promotion within its Retirement Solutions business
Standard Life analysis reveals consumer need for pension information
The rise from 55 to 57 is controversial but Standard Life analysis shows how it could help you in retirement
Standard Life help answer questions on the tax return and discuss why you should think of your pension
Standard Life research reveals extent of the damage- and tips on how to get some confidence back
Standard Life shares ways to get your finances ready for the new year
Analysis reveals the proportion of pension income that will come from the state pensions for different sized pension pots
New findings from Standard Life’s Retirement Voice study, capturing the views and attitudes to retirement planning and finances.
New virtual reality technology joins suite of technology to bring challenges faced by savers to life
Standard Life, part of Phoenix Group, has appointed Equiniti, to carry out administration of both buy-in and buy-out BPA (bulk purchase annuity) policies.
New analysis from Standard Life shows increasing interest in annuities as rates climb by around 50% since the start of the year
1.5 million members invested in sustainable multi asset solutions, marks sustainable milestone for Standard Life
Standard Life share guide to help ensure you are receiving your full state pension entitlement
Standard Life, part of Phoenix Group, has concluded a £200m Bulk Purchase Annuity transaction with Agfa UK Group Pension Plan.
Standard Life, part of Phoenix Group, has appointed Dean Butler to the newly created role of Managing Director of Retail Direct, signalling its continued investment in its Pensions and Savings business.
Kunal Sood has been promoted Managing Director of Defined Benefit Solutions and Reinsurance, responsible for driving growth of Standard Life’s Bulk Purchase Annuity (BPA) business. He will take over from Justin Grainger, who has been promoted to Commercial Finance Director.
Standard Life, part of Phoenix Group, has concluded a 530m GBP Bulk Purchase Annuity transaction covering c.3000 members of the Cobham Pension Plan
With the value of lost pots soaring, Standard Life offers tips to help you keep on top of your pension savings.
Research commissioned by Standard Life highlights need for further auto-enrolment engagement strategies
This pension Engagement Season, ensure you are getting the most out of your retirement savings
Standard Life has been selected as the new headline partner for Cancer Research UK's Race for Life. Combined with a new TV ad, the activity represents the most significant investment in Standard Life since the brand was acquired by Phoenix Group
With auto-enrolment reaching its 10th anniversary, pension engagement differs across demographics
Rachel Haworth, Jo Hill, and Andrew Milligan join IGC overseeing interests of 2.5 million workplace personal pension scheme members
Standard Life highlights the potential impact of updated auto-enrolment rules on retirement outcomes
Analysis of government figures by Standard Life reveals the pot size needed- and with rising annuity rates, it’s not all bad news
Standard Life analysis shows saving as early as possible has a positive impact, but there are trade-offs between near and longer-term financial priorities in the current climate
Standard Life, part of Phoenix Group, has concluded a 1bn GBP Bulk Purchase Annuity transaction covering c.13,000 members of the WH Smith Pension Trust
Standard Life, part of Phoenix Group, has concluded a 150m GBP Bulk Purchase Annuity transaction covering 1,300 members of the Sappi UK Pension Scheme
Standard Life highlights the long-term implications of pausing pension contributions during the cost-of-living crisis - a year-long break could be costly
Standard Life, part of Phoenix Group, has concluded a 680 million GBP Bulk Purchase Annuity transaction covering c8,000 members of the Whitbread Group Pension Fund
Standard Life shares mistakes it's important to avoid while you plan for retirement.
Standard Life is introducing a series of upgrades to its pension pricing and revamping its digital services as part of strategic plans to rejuvenate proposition and service capability for financial advisers.
New Analysis from Standard Life shows impact of sustained high inflation on savers
Appointment marks renewed investment, focus and commitment to the intermediary marketplace
Standard Life Completes the switch of 87,000 Master Trust members to its new sustainable fund, Sustainable Multi Asset
UK adults risk potential financial shortfall in later life by focusing on initial, active phase of retirement - New Research from Standard Life reveals
Standard Life, part of Phoenix Group, has concluded a 175M GBP bulk purchase annuity transaction covering all members of the Findel Group Pension Fund
Insight from Standard Life reveals that as many as 20% of young adults aged 18 to 24 have already made a Will.
Standard Life, part of Phoenix Group, announces the appointment of three hires to its Defined Benefit Solutions business, strengthening the company's Bulk Purchase Annuity capabilities.
The new initiative will examine the challenges people face regarding retirement income and identify approaches being used globally
The Standard Life Workplace Savings Proposition in partnership with Cushon will provide employers with the option of offering their employees access to a range of savings options from Individual Savings Account (ISA) and Lifetime ISA (LISA) to Junior ISA (JISA) and a General Investment Account (GIA).
Client Analytics' enhanced functionality gives employers, trustees and advisers unprecedented insight into the expected Retirement Living Standards of their workplace pension scheme members
Standard Life, part of Phoenix Group, has concluded a 1.7bn GBP bulk purchase annuity transaction covering all members of the Gallaher Pension Scheme ("the Scheme").
Phoenix Group completes 4.0 billion of Bulk Purchase Annuity transactions in H2 2021
Standard Life, part of Phoenix Group, has completed a 1.8bn GBP Bulk Purchase Annuity (BPA) transaction covering c.6,600 pensioner members.
Standard Life Home Finance, a brand used by Key Group as part of its partnership with Standard Life, today announces the launch details of a new range of innovative Lifetime Mortgage products.
Standard Life completes 130 million pound full scheme buy-in for 900 PerkinElmer scheme members
Gen Z's caring nature revealed as 62% happy to spend less now to help their children and loved ones in future
Investment plans unveiled for iconic Standard Life brand following purchase by Phoenix Group
Standard Life announces a strategic agreement with Key Group to launch a Lifetime Mortgage product range called Standard Life Home Finance.
Property ladder boost for Pension Scheme Members as Standard Life launches Homebuyer Hub.
A third of Gen Xers not confident they'll be able to work for as long as they need to fund their retirement
Nearly one in three Generation X members (those born between 1965 and 1980) face financial hardship in retirement due to having inadequate pension savings.
Standard Life continues to enhance its workplace DC pension proposition with the launch of In-Scheme Drawdown for 1.5 million members.
Standard Life is expanding the range of Responsible Investment funds it offers to pension savers.
Standard Life Assurance Limited today announces three new board appointments to the Standard Life Master Trust Co Ltd (SLMTC).
Standard Life Assurance Limited today announces it has received authorisation from The Pensions Regulator (TPR) for its two master trusts.