Our Smoothed Return Pension Fund is a multi-asset solution that runs with a smoothing engine.

In an ever-changing world, the fund aims to not only grow your client’s pension savings over the medium to long-term, but also give them some shelter from the effects of short-term market volatility.

The fund is actively managed in partnership with Fidelity International and you’ll find it exclusively on the Fidelity Adviser Solutions platform.
 

New challenges call for fresh thinking

A lot has happened over the last few years. And, for those clients who are approaching or moving into retirement, they do so against a backdrop of persistent uncertainty.

Through the modern design of our Smoothed Return Pension Fund, our ambition is to put more control back into your hands. To help you build confident plans that can protect the financial futures of your clients. And to make it easier for you manage the ongoing risks that threaten good outcomes.

  • Realistic EGR

    We aim to deliver a more predictable level of return, so we’ve built the effects of recent market volatility into our Estimated Growth Rate (EGR) calculations. 

  • Clear asset mix

    We use a unit-linked fund, because we think it brings greater transparency to our diversified asset mix and the mechanics of our smoothing engine.

  • Flexible investing

    To help you build robust withdrawal strategies, you can blend our fund with others - and deliver better protection against sudden market movements.

Take a closer look

Explore the detail, download key documents and ask us your burning questions.

  • Who is the fund designed for?

    See whether the Smoothed Return Pension Fund is right for your clients.

  • How do I invest in the fund?

    Discover how to get started and hear more about our partnership with Fidelity International.

  • Why now for smoothed funds?

    Understand why you should consider smoothed funds - and the value they can bring during uncertain times.

Independently mapped, rated and profiled

The Smoothed Return Pension Fund has been mapped by leading independent risk profilers. It is risk-rated 5 by Defaqto and is suitable for investors with a low-medium risk appetite. The fund is also accredited as a Risk Managed Decumulation solution by Dynamic Planner.

You can also find some independent analysis of our Smoothed Return Pension Fund - and earn 30 minutes’ CPD - by reading our sponsored Defaqto guide.

 

      

 

Read our key documents

icon Adviser guide

Find out more about the concept of smoothing and how the Fund could benefit your clients.

View the adviser guide

 

icon Fund factsheet

Learn more information on the charges and asset allocation of the Fund.

View the fund factsheet

 

icon Sales aid

Get all the key benefits and considerations of the Fund on a page.

View the sales aid

 

Common questions answered

If you have a question about our Smoothed Return Pension Fund, we’ve covered all the key areas in our FAQs

Money invested is at risk. The value of your clients’ Fund could fall, sometimes frequently or significantly. It isn’t guaranteed and can go down as well as up and they could get back less than they invested. 

The information on this site is for qualified financial advisers and must not be relied on by anyone else. If you are not an adviser please go to our customer website for more information about our products and services.