Changes to the Standard Life Investment Pathway Option 4 Fund

Investment Pathways are ready-made investment options designed to meet your retirement needs and make your decision simpler. This Fund is designed specifically for Investment Pathway Option 4. It’s for people who plan to take all of their money in the next 5 years. 

This Fund aims to provide a relatively stable investment for short-term periods. The Fund will do this by holding a range of different funds which invests in a variety of assets from around the world such as bonds (loans to a government or company) and money markets instruments. 

The Fund may use a mix of investment styles and strategies such as active and passive management. This will be regularly reviewed and may change over time without notice unless the change is significant. Please see the fund factsheets for more details. 

The value of investments within the Fund can go down as well as up and isn’t guaranteed - you may get back less than was paid in. This Fund is intended to be run as efficiently as possible so may use derivatives to help reduce risk or to meet its investment objective if this is permitted and appropriate. The sterling value of overseas assets held in the Fund may go up and down because of changes in exchange rates. 

Investment Pathways are ready-made investment options designed to meet your retirement needs and make your decision simpler. This Fund is designed specifically for Investment Pathway Option 4. It’s for people who plan to take all of their money in the next 5 years. 

This Fund aims to provide a relatively stable investment for short-term periods. The Fund will do this by holding a range of different funds which invests in a variety of assets from around the world such as bonds (loans to a government or company) and money markets instruments. 

The Fund may use a mix of investment styles and strategies such as active and passive management. This will be regularly reviewed and may change over time without notice unless the change is significant. Please see the fund factsheets for more details. 

Some of these funds may use strategies that take into account responsible investment issues which could impact investment performance and may exclude certain types of company that don’t meet specific responsible investing criteria. Further details can be found on www.standardlife.co.uk/investments/guides/responsible-investing. 

The value of investments within the Fund can go down as well as up and isn’t guaranteed - you may get back less than was paid in. This Fund is intended to be run as efficiently as possible so may use derivatives to help reduce risk or to meet its investment objective if this is permitted and appropriate. The sterling value of overseas assets held in the Fund may go up and down because of changes in exchange rates.