Enhancing the picture of your client's financial goals, retirement income and expenses over time

As you know cashflow modelling allows you to create and stress test powerful and engaging lifetime cashflow plans which will bring your client's financial situation to life.

We've integrated our Guaranteed Lifetime Income plan with leading cashflow modelling tools to make it easier for you to build sustainable lifetime withdrawal plans for your clients. Helping you prepare your client's retirement strategies for every market environment.

Helping you make more of cashflow models

Cashflow modelling tools such as the ones below can make it easier for you to build financial profiles for your clients.

Whilst modelling and evaluating tailored retirement income strategies, these cashflow modelling tools include seamless Guaranteed Lifetime Income quote options, allowing you to assess how guaranteed income integrated within Flexi-access Drawdown can enhance your client’s retirement plans.

  • Uses key information from your client fact-finds to build a financial profile
  • Allows you to compare different retirement income options against a client’s existing income drawdown route
  • Makes it simple for you to calculate and allocate to guaranteed income products and smoothed funds to support different client goals
  • Shows how guaranteed income within drawdown can be integrated with smoothed funds and other investment solutions in a retirement portfolio
  • Allows you to stress test financial outcomes based on various market conditions
  • Let’s you create reports that show a clear link between your recommendations and clients' retirement income needs – helping you to fulfil your regulatory reporting requirements
  • Provides you with the ability to easily generate indicative quotes for a Guaranteed Lifetime Income plan from within the cash flow journey

Explore FECashcalc

  • Uses key information from your client fact-find to build a financial profile
  • Allows you to compare different tailored retirement income strategies optimising your plans for the best financial outcome against a client's existing income drawdown route
  • Makes it simple for you to calculate and allocate to guaranteed income products and smoothed funds to support different client goals
  • Can help you to highlight the benefits of including smoothed funds within clients’ retirement portfolios
  • Allows you to stress test financial outcomes based on various market conditions
  • Provides indicative guaranteed income quotes that are matched to your clients’ living costs without having to break the modelling journey

Explore Defaqto

  • Includes an enhanced retirement income questionnaire that helps you to match solutions and tailor recommendations to your client’s preferences and expectations
  • Allows you to gain a deeper behavioural understanding of your client’s financial personality; what drives them, holds them back and what helps them
  • Helps to identify clients with a higher sequencing risk who may benefit from including smoothed managed funds/ guarantees within their retirement portfolio
  • Allows you to compare different tailored retirement income strategies optimising your plans for the best financial outcome against a client's existing income drawdown route
  • Shows how guaranteed income within drawdown can be integrated with smoothed funds and other investment solutions in a retirement portfolio
  • Helps you identify Platforms with smoothed funds and guaranteed income solutions, obtain information on them with links to obtain indicative quotes for a Guaranteed Lifetime Income plan
  • Let’s you create reports that show a clear link between your recommendations and clients' retirement income needs – helping you to fulfill your regulatory reporting requirements

Explore Dynamic Planner

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Explore our range of retirement income options

  • Guaranteed Lifetime Income

    Offer your clients the certainty of a guaranteed income within their investment drawdown solutions.

  • Income drawdown

    Give your clients the freedom to access their pension savings however and whenever they like.

  • Pension Annuity

    Offer your clients a guaranteed income for the rest of their life, no matter what.

  • Guaranteed Fixed-term Income

    Offer your clients a guaranteed income of between 3 and 25 years.

Money invested is at risk.  Tax may change in the future.

This website is for financial advisers only and must not be relied on by anyone else. If you’re not an adviser, please go to our customer website for more information about our products and services.