Bring pensions to life with our truly engaging online experience available to your pension scheme members
Online engagement at your members' fingertips
A pension can be a powerful way to save for a sustainable financial future. With the right online tools and platforms, they can be genuinely engaging too. Let us walk you through the experience each one of your individual members can enjoy online.
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Before they join - a dedicated microsite
With the potential to be branded with your company's familiar logo and ready to be linked to right from your company intranet, this will be your members' first port of call. Here they can find all the necessary information they'll need to get started with their pension scheme and make an informed decision.
We've improved our microsite design and carried out thorough user testing on these sites . So not only will your microsite provide necessary regulatory disclosures for your scheme, it's also been designed to engage new joiners and highlight the importance of saving for retirement.
Want to see a microsite in more detail?
You can view a demo microsite to get a better idea of how it will work for your members. Please note the information on this site is just for illustrative purposes - in reality, all scheme-specific information like contribution structure, default investment, payment methods and joining options would be tailored to you and the way you want your scheme set up.
Once they're a member - a personalised online account
The member's online account sits at the heart of their plan - and of course it can include other Standard Life products they're invested in. We regularly review feedback and make improvements to members' online accounts, and we're proud to report a 94% Customer satisfaction Score (CSAT) across our digital journeys as at August 2022.
What can my members do in their account?
Depending on what you enable, they'll be able to:
Check the value of their plan and see fund performance
Update their personal information
Get a retirement illustration with the retirement income tool
Switch funds
Transfer in other pension plans
Nominate or update beneficiaries
View their real-time personalised video statements
View their policy information including payments and statements
Make a payment
Make a withdrawal from their pension savings (from age 55, rising to age 57 from 2028)
Use Secure Message to contact our UK customer services team
Learn about their pension scheme by using guides and tools
Pension in your pocket - the Standard Life app
With the Standard Life UK app in their pocket, your members can be ready to engage whenever and wherever pension-based inspiration strikes. They can review and manage all their plans on the go. The app is free, and it works with iOS and Android™ mobile devices. Achieving over 4-star ratings on both app stores and nearly 1 million logins a month, we know it's a popular and valuable app and we're sure your employees will love it.
Our mobile app makes it easier for you to engage with your pension wherever you are. It empowers you to take control of your future, providing quick access through fingerprint and facial recognition.
With just a few clicks, you’ll be able to:
View the value of your plan
Track investment performance
See your payment history
View your charges
Handy functions also make managing your pension plan straightforward. Depending on the type of plan you have, these include being able to:
Change your investment choices
Update your personal details, including your beneficiaries and selected retirement date
Make top up payments
Transfer in other pensions
Trace any lost pensions
Access your pension savings
There are also interactive tools to help you plan for retirement. These can give you an idea of the type of lifestyle your projected retirement income could provide, and help you to understand the potential impact of actions you can take now.
And if you need a helping hand with anything, you can get in touch with us through secure messaging, where you can easily and safely send us important documents. You can also choose to go paperless and access your documents through a secure digital mailbox, empowering you to manage things in a more environmentally-friendly way.
Our app is a great way to get closer to your pension. But don’t just take our word for it – others like you are benefiting today.
Please remember, a pension is an investment, the value can go down as well as up, and you may get back less than was paid in. Transferring other pensions won’t be right for everyone. You need to consider all the facts and decide if it’s right for you.
Financial support and education
As well as online access to their own pension plans, your members have direct access to helpful tools like our Money Mindset offering, and tailored on-demand webinars to support them as they come to making retirement decisions