Mixed Income Builder

At standard life, we're here to help members and their families to make the most of their money now and for their future.

We know that many people are faced with confusing options and choices at retirement, and it's hard to decide what's right for them.

In fact, research tells us that 7 in 10 people want help deciding how to take their pension.

And we also know that the majority of people want both security and flexibility when it comes to their future income. So we hear this and we're responding.

Our solution gives members the power to protect and the freedom to flex their pension.

They can see how they can use some of their money to secure a guaranteed income for life, and then take the rest flexibly whenever they want.

Our tool uses data from the PLSA’s retirement living standards, allowing members to get the balance right between securing what they need to cover their everyday essentials and flexing the rest when it suits.

We're constantly evolving our support to deliver new ways for members to engage with their financial futures.

And our mixed income builder is just one part of our journey to helping more members reach their ideal retirement.