Charge Comparison Tool

Our easy-to-use tool allows you to see an illustration of how your Standard Life pension charge compares with another provider

Understand and compare your charges

We recommend having these details to hand before you start:

Your total pension savings value (it's okay to use an estimate)
Your Standard Life charge
Other providers charge(s)

You will find details for your Standard Life pensions on information we've sent you or by logging into your online account.

Not registered? Registration is simple and easy. You will need to know your plan number and have an email address to register.

We will ask you the £ value or % you are being charged by another provider and the frequency that it's applied. They may have different types of charges. For example:

annual platform charges
monthly or annual administration charges
monthly or annual investment charges
an adviser may charge a one-off or annual fees for advice

You'll find information about charges on quotes or illustrations provided by the provider or your adviser.

We will ask you the £ value or % you are being charged by another provider and the frequency that it's applied. They may have different types of charges. For example:

annual platform charges
monthly or annual administration charges
monthly or annual investment charges
an adviser may charge a one-off or annual fees for advice

You'll find information about charges on quotes or illustrations provided by the provider or your adviser.

These figures for illustration only and are not guaranteed

If you don’t know your actual values you can use estimates, but remember your results would also be an illustration based on the values you provide.

Please remember this is just an assumption and investment growth isn’t guaranteed – investments can go down as well as up so you could get back less than what was paid in.

Charges are just one factor to consider when thinking about transferring to another pension provider.

Charges and payments: The projections assume you don’t add more to the plan and that your charges do not change over time. The charges you pay depend on which funds your pension plan is invested in and therefore will vary. Charges are not guaranteed and can change in the future.
Inflation: The calculator takes inflation into account to show how much your pension plan might be worth in today’s money. We’ve assumed a 2% rate of inflation in our calculation.
Investment growth: In the table with projected values, we’ve assumed an annual investment growth rate of 5% in line with regulatory requirements. We've also rounded the projected values to three significant figures.

These figures for illustration only and are not guaranteed

If you don’t know your actual values you can use estimates, but remember your results would also be an illustration based on the values you provide.

Please remember this is just an assumption and investment growth isn’t guaranteed – investments can go down as well as up so you could get back less than what was paid in.

Charges are just one factor to consider when thinking about transferring to another pension provider.

Charges and payments: The projections assume you don’t add more to the plan and that your charges do not change over time. The charges you pay depend on which funds your pension plan is invested in and therefore will vary. Charges are not guaranteed and can change in the future.
Inflation: The calculator takes inflation into account to show how much your pension plan might be worth in today’s money. We’ve assumed a 2% rate of inflation in our calculation.
Investment growth: In the table with projected values, we’ve assumed an annual investment growth rate of 5% in line with regulatory requirements. We've also rounded the projected values to three significant figures.

Why Standard Life?

Trusted by customers

For nearly 200 years, we've been trusted to look after millions of people's life savings and retirement needs
Easy transfer

Bring old pension plans together with Standard Life if that's right for you
UK support and secure messaging

Our UK-based pension experts are only a phone call away. You can also contact us by sending a secure message online or in the app anytime
Options to access your pension pot

Choose how to take your money from age 55 (57 from 6 April 2028)